Posts Tagged ‘mexican car insurance’
Mexico Auto Insurance Online – Rocky Point Adventures
Tuesday, December 22nd, 2009Rocky Point Mexico, a.k.a. Puerto Penasco, has a reputation for sport fishing and fun adventure along the Sea of Cortes. Located one hour from the Arizona border, Rocky Point is a great weekend choice for those wanting to get away for a few days of beachside fun.
For travelers looking for relaxation, deluxe hotels and condominiums are available, while conventional campsites and motels are also easy to find.
There are many popular things to do such as, Fishing, Ski Rentals, Boat Cruises every day, Snorkeling, Whale and Dolphin Watching Tours, Ultra-light Flights, beachcombing, ATV Rentals and Horseback rides on the beach. And don’t forget the fresh fish burritos!
In the early 1800’s, Lt. Robert H. Hardy of the British Royal Navy explored along the seacoasts of Sonora and Baja California searching for pearls and valuable minerals in the sailing vessel La Bruja. He christened the beach head Rocky Point and it was described on semiofficial maritime guides as such until General Lázaro Cárdenas, president of Mexico in the 1930’s modified it to Puerto Punta Peñasco (Port Rocky Point).
During the early 1920’s Americans traveled from nearby Arizona and California to find the enormous flying fish abundant in the nearby waters. For territorial fishermen Rocky Point offered safety from violent storms, thanks to the “the mound of the whale” a perfect point of refuge, and a beautiful harbor.
For those visiting Rocky Point (or the Baja Peninsula), a vehicle permit is not necessary. However, you still need to acquire a tourist card as well as review car insurance for Mexico.
US and Canadian car insurance is invalid in Mexico. The practice of law and coverage issues in Mexico can be completely dissimilar as respects auto accidents and how they are normally handled in the US. Buying a Mexican Car Insurance Policy is vital. You will be confined (jailhouse) and your car can be confiscated until you pay restitution viewed as damages caused by you to others. Your ability to compensate for damages you cause to others is considered above all else. You get the best value by purchasing Mexican Car Insurance online.
Enjoy yourself with peace of mind on vacation!
Mexico Insurance – Bill’s True South of the Border Adventure
Tuesday, December 22nd, 2009William Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend’s pick-up.The road conditions were bad due to an incoming rain storm, which left him at the mercy of his friend’s Mexican insurance policy.
Bill and his friend were traveling at 30 MPH hour when they rounded a corner to find a Mexican military truck hurtling towards them partly on their side of the road. Unable to avoid the crash, the two vehicles smashed head-on left, hurling soldiers down an embankment and Bill and his friend into the cliff wall along the other side of the narrow pavement.
In minutes, the Mexican police show up and one officer speeds an injured Bill away to a secure location unknown to him or his friend who is left dazed sitting by the road. In Mexico, they practice Napoleonic Law, where there is no ‘innocent until proven guilty’-exactly the opposite.
There’s a good reason why savvy travelers buy Mexico Insurance before leaving home.
Bill finds himself in a Mexican detention cell without any contact and without any knowledge of his fate, mostly because at this point he has no way of knowing whether his friend even carried Mexican Insurance. A long time later, guards return to bring him back to the accident scene where he is at least able to reunite with his friend and his friend’s Mexican automobile insurance policy. But this is not the end of the story.
Bill passes a week exclusively in a Mexican hospital trying his hardest to be injured enough to stave off the inside of a Mexican jailhouse; he’s at the mercy of the local municipality, and befuddled technology that creates what adds up to paying off his way out of a Mexico jail almost impossible. There were many times when Bill was unsure if he would ever get out of the mess he was in.
In the end, Bill does gain his tenuous freedom, but only after spending more than ,000 of his own money, even though his friend’s bare bones insurance policy partially covered the damages.
Make sure you carry quality car insurance for Mexico in your vehicle, make sure you have enough coverage limit, and put your insurance ID cards inside your WALLET.
It can save you hours, weeks, or even months of potential difficulty!
Mexican Insurance Review – Is Buying Mexican Insurance Online A BETTER Idea?
Thursday, December 17th, 2009We asked one client what he thought about buying Auto Insurance for Mexico online rather than at one of the booths, filling stations, or roadside stands along the border.
These were his comments:
“I’ve been driving South of the Border since the early 80’s. Nearly all travelers to Mexico plan their vacation, drive to the border then remember that they need to buy Mexican insurance … then they go buy it at the nearest seller. It’s the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don’t have any way to search the insurers or the policies that sell at the border. It’s hit or miss… the coverage is not standardized, you wonder what you just bought, AND many times you are asked to pay whatever the market will bear Fees! It’s just smarter to buy it before you leave!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexico Auto Insurance Policies.
Paper policies, are done in the old traditional way by agents throughout California, Texas, and Arizona in local insurance offices or at the border and mailed to Mexico, often through the regular postal US system.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. This means that your policy could be waiting for a couple of days before it is mailed.
Next, it can take upwards to a week for the batched lot to get past customs and make it to Mexico City, where nearly all of the major insurers are located. Then it is processed by your insurer’s system database one at a time.
Internet driven auto insurance is a far better method of quickly notifying your insurer and distributing policies to you quickly by internet site, E-mail or by fax so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What occurs if you have a bad accident on a weekend while most insurance offices are not open and the single company able to help is your insurer?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexican car insurance online certificate, which needs to be verified by each insurer, is important.
Mexican Insurance Online Review – Is Mexican Insurance Online A Better Deal?
Mexico Insurance Requirements – Better Rate Quotes Online?
Thursday, December 17th, 2009And why is Mexican Auto Insurance indeed critical for folks journeying to Mexico? The trouble is, even with legitimate U.S. or Canadian auto insurance, no matter how comprehensive your coverage is, it doesn’t cover your financial obligation for the people or property outside your motor vehicle. Review your US or Canada car insurance. The trouble is, even with legitimate U.S. or Canadian auto insurance, no matter how comprehensive your coverage is, it doesn’t cover financial obligation security for the people or property outside your motor vehicle. This explains why is it vital to purchase a Mexico Auto Insurance Policy from an officially licensed company with permission to conduct business in Mexico. Basic common sense would dictate you purchase Mexican Insurance Online prior to entering the country, because you will have a better understanding about what you are getting and just as importantly, you can see what you are NOT getting.
For example, there are insurers at the border who sell annual insurance policies. What some sellers neglect to mention is that several policies sold along the border have an exclusion which states that whenever you are in Mexico for more than 90 days within any annual time period, the policy is invalid.
Despite the fact that Mexican car insurance can be secured by vendors near the border, buying your insurance online and ahead of time can avoid unnecessary complications. You should ask yourself;
If I drive up to a booth with a nice vehicle, they will know I’m a captive buyer. Will the salesman increase the cost or adjust the fee based on what they think I can afford to pay?
Do I have the proper coverage for my specific vehicle?
Understanding Mexico Auto Insurance is a-la-carte, what do I need?
Understanding Mexican Insurance is a-la-carte, what is covered?
What is the worst actual exposure in Mexico?
Does my insurance cover the places I plan to visit?
Am I getting value for my money, or am I being taken advantage of?
Why do some policies add taxes and high fees and others do not?
Purchasing Mexico Insurance Online is easily the fastest, most reliable, convenient option. WebSites with various policy choices and sites that allow review, comparing, and customization of quotes are usually the safest, most affordable bet.
Mexican Insurance Requirements San Diego, Tuscon, Rocky Point – Better Rate Quotes Online?